Protect your truck and your business with competitive rates from America’s trusted commercial trucking insurance company. Serving owner-operators and fleets for 20+ years.
Select your coverage type to begin
years protecting commercial truckers across America
states where we’re licensed to insure your truck
five-star Google reviews from real truck drivers
BBB rating — trusted by owner-operators nationwide
Drivers who switch to NITIC save an average of 20% over their previous rates. Get a free comparison quote today.
Get a quoteOwner-operators and fleet owners get customized policies with competitive rates. Ask about our multi-truck discounts.
Learn moreOnce you choose a policy, we finalize it and send your Certificate of Insurance immediately so you can get back on the road.
Call nowBodily injury and property damage protection required for all commercial trucking operations on public roads.
Collision and comprehensive coverage to protect your truck against accidents, theft, fire, and vandalism.
Covers losses or damage to the commodities and cargo your truck is transporting on any haul.
Bobtail insurance protecting you when operating your truck outside of your dispatch or lease agreement.
Protection against third-party bodily injury and property damage claims not covered by auto liability.
Temporary or short-term truck insurance for owner-operators who need flexible, on-demand coverage.
Physical damage coverage for trailers in your care, custody, or control under interchange agreements.
Specialized coverage for trucks hauling hazardous materials with strict regulatory requirements.
As a leading commercial trucking insurance company, we insure all types of trucks for owner-operators and private carriers at highly competitive rates.
Full coverage for heavy-duty 18-wheelers
Cargo, reefer, physical damage & liability
Time-sensitive loads, no CDL required
Specialty trucking for sand, mud & gravel
Garagekeepers & on-hook coverages
Light to heavy-duty commercial pickups
Leased or independent — we cover you
Custom policies with state filing included
“Jamie Martinez has to be one of the best customer service representatives I have dealt with in a while. Very polite, professional, and very knowledgeable. I would recommend her without thinking about it!!”
“Brett Lewis is the agent that assisted me and he is absolutely awesome. He was very informative and helpful… I think I have found my new home with truckers insurance.”
“Today my company needed to add additional coverage to our policy. Brett was VERY RESPONSIVE and got the JOB DONE. I would definitely recommend this company but BRETT in particular. Brett’s the BEST.”
NITIC specializes in insuring independent owner-operators and small fleets. We are licensed in 48 states, hold a B++ AM Best rating, and have been protecting truckers for over 20 years.
Real agents available to answer questions and get you insured fast. No bots, no runaround — just real people who know trucking insurance.
Get a quote by phone or online and receive your Certificate of Insurance immediately upon approval. We move fast so you can too.
We handle all your insurance filings with FMCSA and state regulators so you can focus on running your business.
Policies tailored to your specific truck, cargo type, and operation — not one-size-fits-all pricing. We find the coverage that fits your budget.
Join thousands of owner-operators and fleets who trust NITIC for their commercial truck insurance needs.